Works with what your agency already uses.

Keep the AMS. Keep the inbox. Keep the spreadsheets you like. HarborIQ reads from them and answers beside them, and the only thing it asks you to retire is the stuff that never worked.

Works with

Mail, spreadsheets, documents and files your team already has. Drop them in and they become answers, renewals and records.

MicrosoftGoogleAlso

Mail

OutlookComing soon

Same inbox on the client record, for Microsoft shops.

Gmail

Connected. Your inbox on the client record.

Spreadsheets

Excel

Your book as XLSX or CSV. Columns mapped for you.

Google Sheets

Export any list as CSV and drop it in.

Documents

Word

Cheat sheets and notes. Save as PDF, drop it in.

Google Docs

Same. Download as PDF, drop it in.

Files

OneDrive

Download and drop in. Nothing to connect.

Google Drive

Download and drop in. Nothing to connect.

Dropbox

Download and drop in. Nothing to connect.

Carrier knowledge

PDF guides and bulletins

Appetite guides, underwriting guidelines, bulletins, forms. Read and cited to the page.

Every carrier you write

Any carrier, any state, any line of business, from the guides you load. No carrier list to wait on.

Compatible with your AMS

Your management system stays your system of record. Export the book, and HarborIQ keeps a working copy your team actually opens.

A standard export, mapped with you on the first call. Re-export when the book changes.

Replaces

Not your AMS, and not your carriers. The generic CRM, the spreadsheet that is the real renewal list, and the memory that walks out the door. HarborIQ takes those jobs for $49 a month, agency-wide.

GoHighLevel
$97 to $297 a month for a CRM that cannot tell a policy from a deal.
HarborIQ instead of GoHighLevel
AgencyZoom
A sales funnel is not a client record.
HarborIQ instead of AgencyZoom
The renewal spreadsheet
On one desktop, sorted by hand, wrong by March.
Sticky notes
Where underwriter phone numbers go to die.
The person who knows
Dana is great. Dana also takes vacations.

What a 5 to 10 person agency pays each month

Tool	A month	Priced for	Knows insurance
GoHighLevel	$97 to $297Per account, plus usage fees for texts, email and AI	Per account, plus usage fees for texts, email and AI	No. A policy is a deal and a carrier is a vendor.
AgencyZoom	$99 to $349Seven seats included. An eighth person means a call to sales.	Seven seats included. An eighth person means a call to sales.	As a sales pipeline. Not your carriers.
HarborIQ Intelligence	$49The whole agency, up to 30 people. No seat count.	The whole agency, up to 30 people. No seat count.	Your carriers, your book, your renewals.

Prices as published on each vendor’s pricing page, November 2026. Agencies larger than 30 people ask us for a quote; it stays nominal next to these.

How it works

Four things go in. Four things come out. Nothing is retyped, and every answer points back to where it came from.

Carrier guides and PDFs
Answers cited to the page
CSR, Client, Carrier win
Your book
Renewals in order
Producer, Owner win
Your inbox
Follow-ups that get done
CSR, Client win
Underwriter contacts and portals
Who writes what, by state
Producer, Carrier win

A CSR asks who writes roofers in Florida. The answer comes back in seconds with the carrier's own page beside it.

Your documents and data are never used to train AI models
Every answer shows the carrier page it came from
Encrypted in transit and at rest
One price for the whole agency, never per seat
Export everything, any month, and cancel any month
Built and run by an agency operator, not a software vendor

Bring one carrier guide and one export.

That is the whole setup. Ask the first question the same afternoon.

Start Intelligence Or book a walkthrough