One platform.
Every carrier.
Zero busywork.
The AI-powered operating system built for independent insurance agencies. Pipeline, clients, quoting, team performance, and client engagement in one place.
The reality
Your agents spend more time re-typing than selling.
Every quote means opening Progressive in one tab, Geico in another, Travelers in a third. Same name, same address, same vehicle, typed three times. Each carrier asks the same questions with different words. “Rental reimbursement” here. “Loss of use” there. “Transportation expense” somewhere else.
Meanwhile, the prospect you quoted last month who said “call me in six months”? They fell through the cracks. Your agency management system only tracks current clients, not the ones who haven’t signed yet.
Your team isn’t slow. Your tools are.
The real problem
Independent agents deserve better than the patchwork.
Captive agents at State Farm and Allstate get a single, purpose-built system handed to them on day one. One login. One workflow. One screen.
Independent agents? They get a 15-year-old management system that only tracks current clients, a handful of carrier portals that each speak a different language, sticky notes for follow-ups, and a prayer that nothing falls through the cracks.
This isn’t a technology gap. It’s an injustice. The agents who offer more choice, more advocacy, and better service are stuck with the worst tools in the industry.
HarborIQ exists to end the patchwork. One platform that does what independent agencies have been duct-taping together for decades.
What HarborIQ replaces
One system instead of a dozen tabs.
HarborIQ brings your pipeline, clients, quoting workflow, team performance, and client engagement into a single platform designed for how independent agencies actually work.
Command Center
Your daily directive. Open HarborIQ each morning and know exactly what to do first: follow-ups that are due, quotes expiring this week, carrier rate changes you can act on. One screen, no guessing.
Pipeline CRM
Track every prospect from first call to bound policy. See where every lead stands, what the next action is, and who’s been waiting too long. The prospects who used to fall through the cracks now have a home.
Client Renewals
Stay ahead of every renewal cycle. HarborIQ surfaces upcoming renewals with enough lead time to re-shop, re-quote, and retain. Never lose a client to a missed deadline.
AI-Assisted Quoting
Enter client data once. HarborIQ understands carrier-specific form differences and maps your answers across portals, no manual translation required.
Team Performance
See who’s quoting, who’s closing, and where the bottlenecks are. For the first time, agency owners get real visibility into their team’s engine without asking for a report.
Client Engagement
Automated renewal reminders, policy update notifications, birthday and holiday messages, and re-engagement campaigns. Keep your clients close without your team doing the work manually. Connect to your existing email tools or use built-in templates.
See the IQ in action
Ask anything. Get answers instantly.
HarborIQ’s built-in intelligence lets your team search across clients, carriers, policies, and tasks in natural language. No digging through tabs. Just ask.
Not another generic CRM
We built this by sitting next to agents while they worked.
HarborIQ isn’t a CRM with an insurance skin. It’s built from the ground up around the way independent agencies actually operate.
Speaks your language.
Every carrier has its own vocabulary for the same coverages. HarborIQ translates between them automatically, so your agents never have to wonder if two fields are asking the same question.
Tracks prospects, not just clients.
Most agency management systems only manage your current book. HarborIQ tracks the full pipeline, from first inquiry to bound policy, with follow-up reminders that actually work.
Designed for generalists.
Your agents sell, quote, service, and follow up. HarborIQ is built for people who wear every hat, not specialists who only do one thing.
From the people who helped build it
We’ve tried other tools. They all do one thing. This is the first platform that actually works the way our agency works.
Andy Sertler, Principal, Sertler & Associates
Reserve your founding spot for $100.
Lock in $299/month (instead of $499) for your whole team, for life. Fully refundable if you change your mind before launch.
Fully refundable. Only 10 spots available.