One price for the whole agency.
A free CRM for your clients, pipeline and renewals. Intelligence adds carrier answers and reporting. Not per seat, not per login.
Start free. Add Intelligence when the team wants answers.
One price for the whole agency, up to 30 people. Never a fee per person.
Intelligence
Introductory price$29a month, per agency$49 standard price
Lock in $29 a month for your first 12 months. Start a paid subscription by December 31, 2026. Your whole team is included.
- Everything in Free CRM
- AI carrier appetite and product research
- Answers backed by carrier guidelines, with citations
- 300 shared checks a month, optional top-ups
- Reporting and analytics
A price guarantee, not a 12-month commitment: cancel any time, effective at the end of your billing period. After 12 months it renews at $49 a month, and we email you first.
Larger than 30 people? Ask us for a quote.
Start IntelligenceFree CRM
$0for your whole agency
Keep your AMS. Start with one client and add the rest as you go, or import a CSV when you are ready. Add Intelligence when the team wants carrier answers.
- Clients and prospects
- Sales pipeline
- Renewals and follow-ups
- Notes and relationship management
- Periodic CSV imports from your AMS
- Carrier contacts and a basic workspace
No card. No per-person fee.
Start the free CRM| What is included | Free CRM | Intelligence |
|---|---|---|
| Run the agency | ||
| Clients and prospects | Included | Included |
| Sales pipeline | Included | Included |
| Renewals and follow-ups | Included | Included |
| Notes and relationships | Included | Included |
| Periodic CSV import from your AMS | Included | Included |
| Carrier contacts and basic workspace | Included | Included |
| Understand your carriers and your book | ||
| Carrier appetite and product research | Not included | Included |
| Answers cited to carrier guidelines | Not included | Included |
| Monthly carrier checks | Not included | 300, shared by the team |
| Reporting and analytics | Not included | Included |
The introductory offer
- Who qualifies
- Agencies that start a paid Intelligence subscription by December 31, 2026. Your whole team is included, up to 30 people.
- What is guaranteed
- $29 a month, or $290 for the first year, for your first 12 months. A price guarantee, not a 12-month commitment. Monthly plans cancel any time, effective at the end of your billing period. Annual plans are billed once, and if you cancel you keep access through the end of the year.
- After 12 months
- Intelligence renews at the standard $49 a month, or $490 a year. We email you before it does, and cancelling before the renewal date means nothing further is charged.
What $49 a month buys back.
Intelligence does not replace what you pay for. It gives back the hours your team spends finding carrier answers and rebuilding lists by hand.
Edit any number. Defaults are what a 5-person agency told us. HarborIQ answers in seconds, so the time above is what comes back.
Hours back each month
43
Worth, each month
$1,299
Intelligence, each month
$49
For comparison, a generic CRM like GoHighLevel is $197 a month and does not know what a carrier is.
- Your documents and data are never used to train AI models
- Every answer shows the carrier page it came from
- Encrypted in transit and at rest
- One price for the whole agency, never per seat
- Export everything, any month, and cancel any month
- Built and run by an agency operator, not a software vendor
Frequently asked questions
Is Intelligence really one price for everyone?
Yes. $49 a month, or $490 a year, covers every person at the agency, up to 30 people. Larger agencies ask us for a quote. The 300 carrier checks are shared across the team. If you run out, a $10 pack adds 100 more, and we never add one without you asking.
How does the introductory price work?
Agencies that start a paid Intelligence subscription by December 31, 2026 pay $29 a month, or $290 for the first year, for their first 12 months. It is a price guarantee, not a 12-month commitment: cancel any time. After the first 12 months, Intelligence renews at the standard $49 a month, or $490 a year, and we email you before it does.
How do monthly and annual plans cancel and renew?
Monthly plans cancel any time, effective at the end of your billing period. Annual plans are billed once for the year: cancel any time and you keep access through the end of the year, and the plan then does not renew. Annual billing is two months free, $490 instead of $588. We email you before any renewal.
What counts as a carrier check?
One carrier question and its source-backed answer. Intelligence includes 300 checks each month, shared across your agency. Asking about several carriers in one question is still one check. If you run out, wait for the monthly reset or buy a $10 pack of 100 more. There are no automatic top-ups.
What happens when we use all the checks?
We tell you as you get close. You can wait for the monthly reset or add a pack of 100 more checks for $10. We never add a pack without you asking.
Do I have to import my whole book to start?
No. Create your workspace, add one client, and you are working. Add clients as you go, or import a CSV from your AMS whenever you are ready. Nothing is required up front.
Can I keep my AMS or CRM?
Yes. Use HarborIQ alongside the tools you have. You decide which information and workflows come into HarborIQ.
Does HarborIQ connect to my AMS?
You bring information in from your AMS by CSV export, as often as you like. HarborIQ works beside your AMS. It does not replace it, and it does not sync with it automatically.
Do I have to learn a new system or set anything up?
No. It's a search box. If you can Google, you can use it, and your first answer needs no setup. It does get smarter the more you give it. Have one person spend an hour dragging in files from your carrier portals: appetite guides, bulletins, underwriter contacts. From then on, your whole team's answers draw on your agency's own documents too.